Freedom Toyota of Harrisburg invites drivers near Carlisle and Hershey, Pennsylvania who have poor credit to apply for bad credit financing through our Finance Department. Our Harrisburg, PA full-service Toyota dealership is home to a wide selection of quality used cars for sale, many of which are driven off our used car lot by drivers with less than stellar credit. Everyday, we help Harrisburg area car shoppers with finding a late-model used Toyota Camry, Corolla, RAV4, Tacoma, Highlander or another used car to drive home; let us assist you today!
Has your credit score taken a hit recently? If you have experienced a foreclosure, repossession, bankruptcy or have multiple missed payments, you may be seeking bad credit car loan assistance. Even if your credit score has been low for many years, we may still be able to assist you with locating viable financing options for a used car purchase. In contrast to traditional auto lenders, the Finance Department here at Freedom Toyota of Harrisburg will take into account more than just your credit score when determining if you qualify for a used car loan. Once you apply for a bad credit auto loan at our Toyota dealership, we will review your credit application and consider the following aspects:
With bad credit car loan applications, it is always positive when you can provide a greater down payment, as that means less risk for the lender. If you are applying for bad credit financing, we encourage you to set aside or save up money for a down payment; 20 percent of the used car purchase price or greater would be a good start. To apply for financing today, first send over a completed online credit application to our Finance Department. Once we have received your secure credit information, our staff of auto finance specialists can work to locate financing that fits your credit history and budget.
Whether you are shopping for a used Toyota RAV4, a pre-owned Toyota Prius or another used car, our Finance staff is here to help make your used car purchase possible. Once you apply for a bad credit car loan here on our website, begin to explore our selection of late-model used cars for sale in Harrisburg, PA.